
Borrow stablecoins against sBTC on Stacks, or supply stablecoins to earn borrower-paid interest.
Source-checked information, not a security audit. Details can differ by product mode and region.
Borrow stablecoins against sBTC on Stacks or supply stablecoins to earn interest. Borrower collateral is not itself a Bitcoin-yield deposit.
A web application on Stacks. The wallet-setup guide lists Leather and Xverse browser extensions; that list is documentation evidence, not a current compatibility test of every device.
Collateral stays in the protocol rather than being lent onward. Using sBTC introduces bridge and threshold-signer dependencies in addition to protocol-contract risk; this is not the same as holding unencumbered BTC in an L1 wallet.
Users need STX for transaction fees. Borrowers use sBTC collateral; liquidity providers supply supported stablecoins. Check the selected market because the documentation describes a transition away from a legacy stablecoin pool.
Borrowers must maintain a healthy debt-to-collateral ratio. Liquidators can repay debt in exchange for collateral plus a reward; the protocol limits liquidation toward restoring solvency, but does not eliminate collateral loss.
Borrowing interest is variable, linked to market utilization and accrued continuously. Documentation states no origination fee; STX transaction costs still apply. Liquidity-provider returns are not identical to the borrow rate because protocol reserves and staking allocation affect them.
The official homepage states that the protocol is unavailable in the United States. Other regional requirements were not established in this review.
Awaiting sources for: lightning.
Layers Sidechains
Settle order · L1 → Lightning → Sidechains → Rollups → Meta → Off-chain
Same job · Lending/Borrowing